HABITAT FOR HUMANITY OF BREVARD COUNTY INC.

Description

Our Vision “A world where everyone has a decent place to live.”

The need for Habitat is more evident now than in our 27 year program history in Brevard County. National and local events have combined to create a critical mass within our community.  The shuttle fleet retirement, increased unemployment rates, and the economic and housing crisis are placing unprecedented burdens on our neighbors.

Habitat homeowners are NOT given new or refurbished houses; Habitat gives families in need of a simple, decent, affordable home, the opportunity for a "hand up, not a hand out".  Houses are sold to families through a zero interest, no profit mortgage.  An average monthly mortgage payment is between $300.00 and $350.00.  Habitat holds and services the mortgages recycling the principal payments into the Fund for Humanity which is used to fund future houses.  Construction costs are kept minimize through the use of volunteer labor and community partnerships.  

Basic qualifications for applicants who would like to purchase a Habitat house must:  Be a Brevard County low-income resident earning between 25 - 60% of the area gross median income, have a sustained source of income to support their ability to pay the future mortgage. Have a need for housing, meaning they are currently living in substandard or inadequate housing, and be willing to partner with Habitat and its community partners by investing a minimum of 200 "sweat equity" hours of general community service, first-time homeownership education, building other Habitat houses and finally building their own Habitat house.

Purpose

Seeking to put god's love into action, Habitat for Humanity brings people together to build homes, communities and hope.